Equity Plus lets you cash out at full market value and still hold a stake in your home's future appreciation. Move on without leaving your investment behind.
StayFrank buys your home at full market value. You receive your cash at closing — and you keep a contractual share of the home's future appreciation.
Enter your address and we'll evaluate the property. You'll see a no-obligation cash offer plus your future appreciation share.
Close on your schedule and walk away with your equity. We take over ownership and all the responsibilities that come with it.
When the home is sold or your agreement matures, you receive your share of the appreciation — no work required.
How the appreciation share works, and what happens after closing. Don't see your question? Browse the full FAQ.
Equity Plus lets you sell your home at full market value and walk away with cash today — while keeping a contractual share of the home's future appreciation. You move on, we take ownership and all the responsibilities, and when the home eventually sells (or your agreement matures), you receive your appreciation share.
In a regular sale, once you walk away from closing, you're done — anything the home appreciates afterward goes to the buyer. With Equity Plus, you stay invested in your home's future. If your home was a strong long-term performer, that upside continues to work for you, even after you've moved on.
Your share is a fixed percentage of the home's appreciation between closing and the eventual settlement event. The percentage is disclosed in your offer and locked into your contract. You'll see clear examples in your offer documents showing your potential payouts under different appreciation scenarios.
When the home is sold by StayFrank or when your agreement reaches its maturity date — whichever comes first. The exact maturity timeline is in your contract, and we'll always notify you well in advance of any settlement event.
If the home's value stays flat or declines, your appreciation share is zero — but you've already received full market value for the home at closing, so you're not out anything. You don't owe us money in a down market; this is upside-only for you.
When the home is sold, we calculate your appreciation share based on the sale price and pay you out from the proceeds. You don't have to do anything — we handle the listing, the buyer, and the closing. You just receive your share.
None. Once we own the home, we handle taxes, insurance, maintenance, tenants (if any), repairs — everything. You walk away with cash and a contractual right to your appreciation share. No tenants to manage, no repairs to make, no calls in the middle of the night.
The agreement term is set at closing and disclosed in your contract. Most agreements run for a defined number of years, after which the appreciation share is settled based on the home's value at maturity.
Equity Plus is its own product, but if you've already been through Sell & Stay or another program, we can sometimes structure an Equity Plus arrangement at the back end. Talk to us about your specific situation.